EPLI Quote Forms
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EPLI Information
Fair and ethical treatment of employees is an integral part of operating an organization. In addition to positive effects on workplace morale, attraction and retention, treating your workers well is necessary to maintain many legal requirements. Given the seriousness of these responsibilities, even the most responsible and proactive employers must implement precautions to protect themselves from employment practices liability claims. Fortunately, employment practices liability insurance (EPLI) can insulate your organization from the extensive costs that may arise from such allegations.
What Is EPLI?
An adequate EPLI policy can ensure that your business has access to the financial resources it needs when responding to an employment practices liability lawsuit. This coverage may provide financial assistance for various legal expenses, including your defense and any resulting judgments and settlements. Even if a lawsuit stems from false accusations, the cost of managing these situations can be expensive without sufficient coverage.
Who Needs EPLI?
Regardless of size or industry, EPLI is essential to any employer’s insurance portfolio. Simply put, if your organization has employees, it must also account for the possibility of facing an employment practices liability lawsuit.
What Does EPLI Cover?
Employment practices liability allegations may arise from many situations and could be filed by current, former and prospective employees. Some common accusations included in these lawsuits may include the following:
- Sexual harassment
- Discrimination
- Retaliation
- Wrongful termination
- Failure to promote
- Improper hiring practices
- Wrongful discipline
- Mismanagement of employee benefits
- Invasion of privacy
Get the Right Coverage
If someone accuses your organization of improper workplace practices, the effects can devastate your finances and reputation. Even false accusations could have significant consequences for your future.
The agents at Poteet & Poteet are here to help. Our insurance experts are well-equipped to help employers in Gainesville, Georgia Peachtree Corners and Georgia Buford assess and address their EPLI needs. Contact us today to get started.