Commercial General Liability in Gainesville, Georgia Peachtree Corners, Georgia Buford

General liability insurance is essential when your business needs financial protection from accident-related expenses. Contact the liability insurance experts at Poteet & Poteet in Gainesville, Georgia, to learn more about this essential coverage and get a quote.  

Who Needs General Liability Insurance? 

Small businesses need general liability insurance coverage to help address their legal liability for third-party injuries and property damage after an accident. Without this essential coverage, unexpected events could financially devastate a business.  

Your agent can help evaluate your exposures and tailor an insurance plan to meet the needs of your company.  

What Does General Liability Insurance Cover?  

General liability insurance may provide coverage in three areas:  

• Bodily injury insurance helps pay for the costs of third-party injuries resulting from an accident on your company’s property. It may pay legal fees as well as medical bills. 
• Property damage insurance helps pay costs related to accidents causing third-party property damage during everyday business activities.
• Personal/advertising injury insurance helps pay costs related to advertising and personal injury accusations, including copyright infringement, libel, slander and invasion of privacy.  

How Much General Liability Insurance Does My Business Need?  

Your agent can help you determine exactly how much general liability insurance you may need. Each company faces different risks, so it’s crucial to evaluate your potential exposures with your agent.  

How Does General Liability Insurance Work?  

Your general liability insurance policy is a contract with an insurance company. They provide a specific type and amount of coverage in exchange for a premium. If you are involved in an accident, and there’s a claim for third-party injury or property damage, your general liability insurance policy may help cover related costs.  

How Much Does Business General Liability Insurance Cost?  

General liability insurance premiums vary from one company to the next. In general, insurance companies use information about your company size, claims history, industry and location to determine how much they’ll charge for general liability insurance coverage.  

Get General Liability Insurance for Your Business Today 

While general liability insurance is essential for nearly every company, your business may need more coverage than a basic general liability policy provides. Contact Poteet & Poteet Insurance Agency today to get help determining which business insurance policies are most likely to benefit your organization.