Group Health Insurance in Gainesville, GA

Employers that offer workers access to discounted health insurance coverage can help attract new employees while retaining current workers. A group health insurance plan allows employees to get health insurance, often at a discount. A good health insurance plan is an integral part of its benefits package for many companies.  

Contact Poteet & Poteet Insurance Agency in Gainesville, Georgia, to learn more about your company’s options for group health insurance.  

What Is Group Health Insurance? 

Group health insurance provides insurance coverage to employees who work for the same company. Coverage may be extended to dependents and family members for those who choose to participate in group health insurance plans.  

Premiums may be discounted when compared to individual healthcare plans because, with group plans, insurers can spread risk across many policyholders.  

How Does Group Health Insurance Work? 

Your employees can opt into health insurance offered by your company. Their premiums can also come out of their paychecks pre-tax. So employees won’t pay federal or payroll taxes on the money they spend on employer-sponsored health insurance.  

When a covered individual needs to see a doctor, visit the emergency room or fill a prescription, they often need to pay a copayment at the point of service, plus their portion of costs, up to their deductible. Even so, their health insurance could help reduce out-of-pocket healthcare expenses when compared to paying cash without health insurance. Depending on the plan details, employees who opt into health insurance at work may receive low-cost or no-cost health care services such as routine screenings, access to telehealth services and preventive care.  

What Are the Advantages of Offering Group Health Insurance? 

Employers offering subsidized group health insurance may be better able to attract top talent. Next to compensation, a comprehensive benefits package that includes high-quality health insurance is valued by potential employees. 

Your agent can help you understand how offering group health insurance may benefit your organization. 

How Much Does Group Health Insurance Cost? 

A company’s group health insurance premiums vary according to several factors, including: 

• Your company’s location
• Your company’s industry
• Coverage details
• Medical claims history and ongoing claims
• Employee demographics 

Get Started With Group Health Insurance, Today 

The agents at Poteet & Poteet Insurance Agency can help you evaluate your group health insurance options and choose a plan to help you attract and retain high-quality employees. Contact us today to get a personalized quote for group health insurance.