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Second-To-Die Policy in Duluth GA & Johns Creek GA

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Poteet & Poteet knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Poteet & Poteet gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Poteet & Poteet to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Location

Poteet & Poteet

3675 Crestwood Pkwy, #270
Duluth, GA 30096
Main office: 678-929-5096

Our Providers

I have known Chuck Poteet for several years and have been his customer when he was at other firms. I was extremely happy when he told me that he was creating his own company. His level of understanding my business is unlike any other insurance professional I have known and done business. He is constantly looking for ways to help me manage risk and protect my profits.
Tom
“Five years ago I was looking for a new broker because my current broker wasn’t keeping pace with my rapid rate of growth. Chuck Poteet was referred to me by one of his clients, we met and immediately I knew he was abreast of the current risk scenarios I am faced with every day from my customers and employees. He designed a Property & Casualty and Healthcare proposal that are helping me maintain profits and valuable employees.”
Glen
“Earlier this year I was searching for a new health plan for my employees. I met Chuck Poteet and Gary Theriot at Poteet & Poteet, who were eager to answer my questions about group healthcare coverage, competitive plans and the future of healthcare in America. They did their research and came back with a proposal that fit my budget. Thank You Chuck and Gary!”
Teresa